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A heads up on car insurance
Posted:
Sun, 16 Jul 2017 11:46 +0000by Toeknee2
Recently I watched a Youtube video discussing insurance claims for 4x4ing. The guy was a broker and said all 4x4 offroaders should be aware that not all insurance companies payout if you damage your vehicle while off roading. In the USA only about half of the insurance companies payout the claims.
I checked in with my insurance company and its all good for me to drive on 4x4 tracks, as long as I'm not doing comp/race style things and I drive with a reasonable amount of caution for my vehicle.
I advise others to check in with their insurance company before they go off road.
Cheers,
Tony
Re: A heads up on car insurance
Posted:
Mon, 17 Jul 2017 7:05 +0000by ktm300
Toeknee2 wrote:Recently I watched a Youtube video discussing insurance claims for 4x4ing. The guy was a broker and said all 4x4 offroaders should be aware that not all insurance companies payout if you damage your vehicle while off roading. In the USA only about half of the insurance companies payout the claims.
I checked in with my insurance company and its all good for me to drive on 4x4 tracks, as long as I'm not doing comp/race style things and I drive with a reasonable amount of caution for my vehicle.
I advise others to check in with their insurance company before they go off road.
Cheers,
Tony
who are you with ?
Re: A heads up on car insurance
Posted:
Wed, 19 Jul 2017 3:43 +0000by Toeknee2
AAMI. I went to their FAQ page on the net and it had the answers already there to read.
All good.
Re: A heads up on car insurance
Posted:
Thu, 20 Jul 2017 12:06 +0000by Critter350
Club 4x4 do as well, including off-road recovery costs and cover you recovery gear too. Quite open minded about a modded vehicle - my previous insurer wouldn't go above red book value for my vehicle, but Have sent the mod receipts to Club and am covered for the full amount.
Cheers
Crit
Re: A heads up on car insurance
Posted:
Wed, 06 Sep 2017 11:38 +0000by wildthing
D you know who underwrites Club 4x4 ?
Re: A heads up on car insurance
Posted:
Wed, 06 Sep 2017 12:03 +0000by Critter350
Looks like Hollard?
They've been great to deal with, haven't needed to claim, hope I never do of course.
Cheers
Crit
Re: A heads up on car insurance
Posted:
Wed, 18 Aug 2021 3:42 +0000by Jonzabel
Guys, really, if the companies that do not cover the losses incurred on the off-road. But if you do not want to find yourself in such a situation, then you can just immediately choose a company that will cover all your expenses! And now, when we live in a high-tech society and we have the Internet, you just need to find a website where all the insurance companies are collected, then you just send an application and different insurance companies are selected for you and will offer the best conditions. The insurance market is quite large and many companies offer good conditions for you to work with them.
Re: A heads up on car insurance
Posted:
Wed, 18 Aug 2021 4:24 +0000by dave g
Club 4x4 Insurance
All the rest would not even come close to covering the cost of the accessories .
Unfortunately I had two claims 1 my fault and 1 not my fault and they were fantastic to deal with on both occasions .
Re: A heads up on car insurance
Posted:
Mon, 04 Oct 2021 8:41 +0000by wombat81
Yes, Club 4x4 will do it. Just be aware of their renewal process. When my renewal came around the new price was significantly higher than a new policy for the same vehicle/location/driver. I called them on it and they just got grumpy with me. So I swapped companies. It's poor form not at least offering existing customers the same deal as new customers, IMO.
Other that that, they were good and I may well go back to them some day.