180degrees wrote:Dave_o wrote:Remember to ask when somebody tells you about their 'cracking deal' weather or not they financed the car.
Dealers will always sweeten the pot with a bunch of their overpriced extras (and total bullshit like 'rust protection' and 'extended warranty') when they know they can jag you for finance on top.
SR5 - Crystal Pearl - towbar - mats - 57k drive away. cash.
You can always lead them on regarding finance then change once you have everything signed, just let them do you up a finance quote then tell them your bank is offering a better deal, I haven't seen a contract yet that stipulates you must get dealer financing.
Thats right,trouble is you wont have any leverage to negotiate a better deal on the purchase price. You're giving the game away right off the bat - ie - letting the dealer knowing how much you have to spend.
Arrange independent finance, sell your old car privately and start haggling 10-12% below the sticker price, cos its only going to go up. As I said to the rep I dealt with, plenty of Toyota dealers if you cant help me out mate.